HDFC BANK EDUCATION LOAN APPLY ONLINE | INTEREST RATE |

HDFC Education Loan -: This is the best bank in India in the field of providing HDFC Bank Education Loan which provides loan to study in India as well as abroad. The interest rates for education loan of this bank starts from 9.65% p.a. which is comparable to other Best compared to banks as there is very less process to go through to avail education loan.

Also Read -: Loaney Loan App से लोन कैसे मिल सकता है? Review & Interest Rate |

Housing Development Finance Corporation Limited HDFC offers a variety of education loans to Indian students applying for college admission in Indian and foreign colleges HDFC Education Loan removes the problem of doubt and secure Full transparency to applicants at the time of loan approval promises to

Also Read -: Stucred Loan App Se Loan Kaise Le | Review | Interest Rate |

This HDFC Education Loan is provided by UGC AIIMS for pursuing higher education in various disciplines in recognized colleges. Any student can avail HDFC Bank Education Loan by following the scanned terms and conditions.

Also Read -: Pocketly Loan App से लोन कैसे ले | Pocketly Loan App Review

HIGHLIGHTS:

HDFC BANK EDUCATION LOAN INTEREST RATE

Present interest rate of education loan . HDFC Bank offers Education Loan to its customers at attractive interest rates starting from 55% per annum. Education Loan interest rate impacts your EMIs. Higher the loan interest rate, higher will be the loan EMI.

Education Loan for Indian Education 

• Under HDFC Education Loan you can get loan amount up to Rs.30 Lakh
• You can get a loan up to 7.5 lakh without any collateral
• The loan process is completely transparent with no hidden charges
• And in this you can apply for the loan with minimal and simple documentation
• The disbursement of loan to the institution will be proved on the basis of its fee structure
• Applicant can avail pocket friendly EMI repayment option to meet their needs
• If you borrow more than 7.5 lakhs, then it is mandatory to give collateral . 
• section 80A of the Income Tax Act , 1961 along with a deduction on the interest you pay on the HDFC Education Loan
• You will be provided with preferential interest rates if you take admission in a top university
• You can avail insurance on your loan

 Education loan for overseas education

• Under HDFC loan you can get loan amount up to Rs 45 lakh
• You will be provided with preferential interest rates if you take admission in a top university
• The tenure of this loan is up to 14 years including the moratorium period .
• These costs are covered under HDFC Bank Education Loan
  • College All tuition fees determined by the university
  • 100% of other expenses including living and hostel expenses, traveling expenses, examination fees, library laboratory fees
  • shopping for books equipments uniforms
  • Money to Study in India
  • Purchase of computer laptop as deemed necessary to complete the course as decided by HDFC Credit Cradila
  • travel fare
• In some cases it is necessary to give movable or immovable

Also Read -: Axis Bank Credit Card Full Information | Interest Rate & Review |

HDFC BANK EDUCATION LOAN Eligibility Criteria

Eligibility for Indian Education

• Applicant must be an Indian citizen
• Applicant age should be between 16 to 35 years
• co-applicant is mandatory
• Co-applicant’s parent can be guardian or husband wife father-in-law
• The student must have obtained admission to a higher education course through an entrance test merit-based selection process in recognized institutions in India or abroad.

If you want to take a loan for foreign education, then the following are the eligibility criteria which are given below

Eligibility for overseas education

• Applicant must be an Indian citizen
• Co-applicant must be an Indian citizen
• Ability to grant bail for certain cases
• Co-borrowers should have a bank account with any bank in India with check writing facility
• Confirmation of admission in colleges before disbursement.

Also Read -: Bank of Baroda Business Loan Interest Rate | Apply Online |

HDFC BANK EDUCATION LOAN FEES & CHARGES

& charges on the education loan, which are given to you in the table below

Also Read -: Tata Neu Loan App से लोन कैसे ले | Tata Neu Loan App Review |

& Charges for overseas education

Also Read -: CASHe Personal Loan App से लोन कैसे ले | Review | Interest Rate |

Documents required for HDFC Bank Education loan 

Documents required for taking education loan in India 

• Duly filled application form.
• two passport size photos
• Graduation Second Year School Certificate or High School Certificate Marksheet
• KYC documents such as ID and age proof are included
• signature proof
• Parent or guardian income proof
• Documentation for real estate FD etc if collateral is required

If a student is interested in doing education in another country, then the documents required for that

• Duly filled application form.
• Two passport size photographs.
• KYC documents which include it’s residence and age proof.
• A copy of the details of the final examination answers to us certificates.
• Proof of admission to the course at the University.
• COURSE COST SCHEDULE
• If you have received a scholarship, a copy of Chhatrapati Parivar is required
• Farming You have copy of foreign exchange permit
• Delivers the bank account statement of the parent or guardian for the last six months.
• Determination of the step parent or guardian for the last 2 years.
• The security given for the collateralized reena should be submitted. You may also have to find a lawyer and submit reports about his marketability, mortgage ability, etc. 
• Proof of source of margin required.

HOW TO APPLY FOR HDFC BANK EDUCATION LOAN

If you fulfill all the conditions of this education loan, then you can apply for this loan. You can apply for this loan through both online and offline mode, we will tell you step by step below about the procedures to apply. You can take loan by following them

Also Read -: Postpe paylater loan Apply Online | Interest Rate | Tenure Rate

• To apply online, you must first go to the official site of the bank.
• Now you will see a form on the home page of the website
• In this, first of all you have to select the loan in the produce type
• After that select Education Loan and click on the option of Apply Online
• From here you will directly come to the official website of Vidyalakshmi Portal
• You can easily apply for this loan after visiting the website

Also Read -: IDFC FIRST BANK BUSINESS LOAN केसे लें IDFC First Bank Business Loan के लिए Apply Kaise Kare

OFFLINE APPLY FOR HDFC BANK EDUCATION LOAN

• To apply offline, you must first visit your nearest HDFC Bank branch
• You have to contact the bank employee by going to the bank
• The bank employee will tell you all the information related to the loan
• After that you documents will be verified
• You will then be given an education loan application form
• Enter the information sought in the form correctly and attach the documents
• and deposit it in the bank
• In this way your offline application will be completed, in this way you can apply offline

Also Read -: Large Taka Loan App Customer Care Number | Review | Apply ?

HDFC BANK EDUCATION LOAN Customer Care Number

Customer care number :- 1800 202 6161/ 1860627 6161

Also Read -: Bandhan Bank Personal Loan Apply Online | Interest Rate |